Terms of Service

These Terms of Service govern access to and use of Assetzyx. By creating an account, accessing an organization workspace or otherwise using the service, you agree to these terms. If you use Assetzyx for an organization, you represent that you have authority to bind that organization.

If you do not agree, do not use the service.

You must be legally able to enter into this agreement and be at least 18 years old, or the age of legal majority where you live if higher. You may not use Assetzyx if applicable law prohibits your use.

You must provide accurate registration information and keep it current. You are responsible for safeguarding your password, email account and devices, and for activity performed through your account. Do not share login credentials or allow unauthorized access.

Tell Assetzyx promptly if you suspect unauthorized access. Organization administrators are responsible for assigning and reviewing member roles and removing access when it is no longer appropriate.

You are responsible for information and documents you submit and for ensuring that your use is lawful. You may not:

• Access or attempt to access another user's or organization's information without authorization.
• Probe, disrupt, overload, reverse engineer or bypass security or access controls, except where law expressly permits.
• Upload malware, unlawful content or material that infringes another person's rights.
• Use the service for fraud, deception, harassment, illegal surveillance or unlawful financial activity.
• Misrepresent Assetzyx valuations, outputs or records as verified professional advice.
• Use automated methods that unreasonably burden the service.

You retain ownership of information and documents you submit. You grant Assetzyx a limited right to host, copy, process and display that content only as necessary to operate, secure and improve the service and fulfill your instructions.

You represent that you have the necessary rights and permissions to submit content, including information concerning jointly owned assets, clients, organization members and third parties. Do not submit passwords, PINs, security answers, full banking credentials, private keys or other access secrets.

Assetzyx is a technology platform for organizing, tracking and managing asset information. Assetzyx is not a bank, broker, investment adviser, financial adviser, custodian, insurer, accounting firm or law firm.

Assetzyx does not provide investment, tax, legal or financial advice. Information displayed by the service is for organizational and informational purposes. You are responsible for obtaining qualified professional advice and making your own financial, legal, tax and investment decisions.

Valuations may be user-entered estimates, manager estimates, appraisals, system calculations, market observations or information supplied by third parties. They may be delayed, unavailable, incomplete, inaccurate or based on assumptions that do not apply to a particular asset.

Market listings do not necessarily represent completed transactions. Automated estimates are not appraisals unless expressly identified as such. Assetzyx does not guarantee valuation accuracy, currency conversion accuracy, market-data availability, timeliness or fitness for a transaction, tax filing, lending decision, insurance decision or investment decision.

A failed or unavailable data request may leave a prior value visible as the last known value. Users should independently verify material information.

Professional managers are responsible for maintaining any licenses, registrations, consents, contracts and permissions required for their activities. Access to a client organization must be explicitly authorized. Managers must protect client confidentiality, assign appropriate roles and use information only for authorized purposes.

Assetzyx does not endorse a manager, verify fiduciary status or assume responsibility for professional services performed through or alongside the platform.

The service may change, be interrupted or become unavailable due to maintenance, security, technical problems or circumstances outside Assetzyx's control. Features may be introduced, modified or discontinued.

The service may depend on third-party hosting, authentication, storage, market-data or other providers. Third-party services may have separate terms and privacy practices. Assetzyx is not responsible for third-party services beyond the extent required by applicable law.

Assetzyx and its licensors retain rights in the service, software, designs, brand, documentation and related materials, excluding user content. These terms give you a limited, non-exclusive, non-transferable right to use the service while your account is active and in compliance with these terms.

If you provide ideas or feedback, you permit Assetzyx to use them without restriction or compensation, provided this does not transfer ownership of your confidential content.

You may stop using the service at any time. Assetzyx may suspend or terminate access where reasonably necessary to address a material breach, security threat, unlawful conduct, nonpayment under future paid terms, risk to users or the service, or a legal requirement.

Where practical, notice and an opportunity to remedy may be provided. Following termination, access may cease and information may be retained or deleted according to the Privacy Policy and applicable obligations.

To the extent permitted by applicable law, the service is provided “as is” and “as available.” Assetzyx disclaims implied warranties to the extent they can legally be disclaimed, including merchantability, fitness for a particular purpose and non-infringement.

Nothing in these terms excludes warranties or rights that cannot lawfully be excluded. These terms do not guarantee uninterrupted operation, error-free calculations, preservation of every record or suitability for a particular professional purpose.

Legal counsel action required: Appropriate limitations of liability, exclusions of damages, liability caps and any required exceptions must be selected for Assetzyx's business model and jurisdiction before production launch. No specific monetary cap is stated here.

To the extent permitted by applicable law, users and organizations are responsible for claims arising from their unlawful use, user content, breach of these terms or violation of another person's rights. Any final indemnification provision must be reviewed for enforceability and fairness by qualified legal counsel.

Assetzyx may update these terms as the service evolves. The “Last updated” date will identify the latest version, and material changes may be communicated through the service or another appropriate channel.

Business owner and legal counsel action required: Insert the governing law, courts or dispute-resolution process only after confirming the operating entity, principal place of business and applicable legal requirements. Placeholder: [GOVERNING LAW AND VENUE TO BE PROVIDED].

Business owner action required: Insert the legal entity name and official support or legal email before production launch. No physical address or phone number is stated because none is currently configured.

Legal entity: [LEGAL ENTITY NAME TO BE PROVIDED]
Contact: [LEGAL / SUPPORT EMAIL TO BE PROVIDED]